Provincial Plan Replacement Insurance Coverage is for individuals or plan members and their dependents who live in Canada and are not covered by their Provincial Health Plan.
Who needs Provincial Plan Replacement Coverage? Typically there is a three-month waiting period for provincial plan health coverage for employees and their dependents who are:
- entering the country, or
- returning after a period away from Canada, or
- foreign employees who are temporarily residing in Canada.
A benefits consultant at Dupuis Langen can help determine the gaps in your employee’s health care coverage and help keep them covered as they re-enter Canada.